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While you wait, these are the pages that answer the most common Pennsylvania questions.
- Philadelphia's 4.578% transfer tax — the cash the loan does not cover.
- The PA loan repayment program and why its window is closed.
- The refinance trap — read this before touching your student loans.
- Sign-on bonus versus loan repayment, and why PSLF is fine.
- The full Pennsylvania guide.
If something is urgent, call (480) 296-6513 or email mcerto@cfmtg.com.
Mike Certo, NMLS #260555. Cornerstone First Mortgage, NMLS #173855. Equal Housing Lender. Physician-loan program terms are set by the lender and change. Pennsylvania loan repayment award amounts, eligibility and application cycles are set by the Pennsylvania Department of Health and change. Realty transfer tax rates are set by the Commonwealth and by local jurisdictions and change.
Mike Certo · NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender. Educational content, not a loan commitment and not legal, tax, or licensure advice. Physician-loan program terms, eligible degrees, and overlays are set by the lender and change. Pennsylvania Primary Care Loan Repayment Program award amounts, eligibility and application cycles are set by the Pennsylvania Department of Health and change; figures here carry the date we verified them against the Department's published RFA and Fact Sheet. Realty transfer tax rates are set by the Commonwealth and by local jurisdictions and change. All loans are subject to borrower and property qualification, including credit and income review.